Terms of use

1. What this service is

Lending Solution Network ("we", "us") is an online request-and-matching service operated by Sentinel Holdings I LLC. We collect information you voluntarily submit and route it to participating lending partners and marketing partners whose stated criteria it appears to fit. We also publish general consumer information about borrowing.

2. What this service is not

We are not a lender, bank, credit union, or loan broker of record. We do not originate, underwrite, service, or fund loans. We do not set interest rates, fees, amounts, or terms, and we make no credit decisions of any kind. All of those are the exclusive responsibility of the lender you ultimately transact with.

We do not guarantee that you will be matched with any partner, that any partner will contact you, that you will receive an offer, or that any offer you receive will be on particular terms. Submitting a request is not an application for credit and being matched is not an approval.

3. Eligibility

You must be at least 18 years old and a legal resident of the United States to use this service. You agree that all information you submit is truthful, accurate, and complete, and that you are submitting it about yourself and not on behalf of another person without authority.

4. No fee to consumers

We do not charge you for using this site or for being matched. We are compensated by participating partners. That compensation may affect which partners participate in the network and the order in which they appear or are contacted. It does not change the information we publish about how the service works.

5. Consent to be contacted

By submitting a request you may agree to be contacted about it by us and by matched partners, including by email, telephone, and SMS, and including through automated dialling or prerecorded messages where you have separately consented to that. Consent to receive marketing contact is not a condition of purchasing any goods or services or of obtaining credit. Message and data rates may apply. You may withdraw consent at any time as described in our privacy policy.

6. Third-party relationships

Any loan or product you obtain is a transaction between you and the provider, governed entirely by their agreement with you. We are not a party to it. We do not endorse, guarantee, or assume responsibility for any partner's products, terms, conduct, or compliance, and we have no authority to alter, cancel, or resolve a dispute about an agreement between you and a lender. Disputes about a loan must be raised with that lender.

7. Information is general, not advice

Guides, articles, examples, and any calculators on this site are general information for educational purposes. Nothing here is legal, tax, accounting, or personalised financial advice, and it does not account for your circumstances. Borrowing carries real cost and real risk, and credit products at the higher-cost end of the market are not a long-term financial solution. Consider speaking with a qualified professional, or with a non-profit credit counselling agency, before taking on debt.

8. The member area

Any account area on this site is provided as a convenience and, in its current form, as a demonstration of the interface. Figures and rows shown in a dashboard are illustrative placeholders generated at page load and do not represent real applications, offers, balances, or lender decisions. You are responsible for keeping your account credentials confidential and for activity under your account. We may suspend or remove an account at any time.

9. Acceptable use

You agree not to submit false information, use the site to gather information about others, attempt to gain unauthorised access to any system, interfere with the site's operation, scrape or harvest content or data by automated means, or use the site for any unlawful purpose.

10. Intellectual property

The content, design, text, graphics, and code on this site are owned by Sentinel Holdings I LLC or its licensors and are protected by applicable law. You may view and print pages for personal, non-commercial use. Any other reproduction or redistribution requires our written permission.

11. Disclaimer of warranties

The site and the service are provided "as is" and "as available" without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, error-free, or that information on it is complete or current.

12. Limitation of liability

To the maximum extent permitted by law, Sentinel Holdings I LLC and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenues, data, or goodwill, arising out of or relating to your use of the site or any interaction with a partner, whether based in contract, tort, or any other legal theory, even if advised of the possibility of such damages. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

13. Indemnity

You agree to indemnify and hold harmless Sentinel Holdings I LLC from any claim, loss, or expense, including reasonable legal fees, arising from your use of the site, your breach of these terms, or your violation of any law or third-party right.

14. Availability and state law

Products offered by partners are not available in every state, and availability, rates, and terms are subject to applicable state and federal law. Nothing on this site is an offer to lend, an offer to contract, or a solicitation in any jurisdiction where such an offer would be unlawful.

15. Changes and termination

We may modify these terms or any part of the site at any time. Changes are effective when posted, and continued use after posting means you accept them. We may suspend or discontinue the service, in whole or in part, without notice.

16. Governing law

These terms are governed by the laws of the State of Wyoming, without regard to conflict-of-laws principles, and you agree to the exclusive jurisdiction of the state and federal courts located there, except where applicable consumer protection law provides otherwise.

17. Contact

Questions about these terms: [email protected], or Sentinel Holdings I LLC, 1613 Evans Ave #530, Cheyenne, WY 82001.